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Financing

Fine jewelry is often bought for a moment that will not wait. If you would rather spread the cost of a piece than pay for it all at once, IMPERVORA works with established payment providers who may be able to help — and you find out where you stand before you commit to anything.

Who you may be offered at checkout

These providers are live on this store today. Which of them appear for you depends on your cart, your location and the provider’s own assessment — not every option shows on every order.

  • Klarna
  • Affirm
  • Afterpay
  • PayPal Pay Later
  • Synchrony

Financing and pay-over-time options are provided by independent third parties, not by IMPERVORA. Each provider sets its own terms and decides its own approvals. Availability and terms are shown to you by the provider during checkout, before you place your order.

How it works

  1. Shop as usual

    Add what you want to your cart. Nothing about the price or the piece changes because you are considering financing.

  2. Choose a payment option at checkout

    Available options appear alongside card and wallet payments. Selecting one hands you to that provider.

  3. See the provider’s terms before you commit

    The provider tells you what it can offer and on what terms. You can read them and decide. If you would rather not proceed, you come back and pay another way.

What we can and cannot tell you

We can tell you which providers are available on this store. We cannot tell you whether you will be approved, what rate you would be offered, or what any payment would be — those are the provider’s decisions, made against your circumstances, and we are not party to them. Anyone who quotes you a rate before the provider does is guessing.

Applying may involve a credit check by the provider. That is between you and them; IMPERVORA neither collects nor stores credit application details.

Worth knowing before you buy

  • Prices are the same whichever way you pay. There is no financing surcharge and no discount for paying in full.
  • Your order ships on the normal schedule once payment is confirmed — see Shipping.
  • Returns work the same way. If you return a financed order, the refund goes back through the provider — see Returns & Refunds.
  • For card, wallet and security detail, see Payment Methods.

Start looking

Questions

If something here is unclear, contact us and a person will answer. General order questions are covered in the FAQ.

14k White Gold Diamond Engagement Ring with Shared Prong Diamond Accents

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Customer care and policies

Payments are encrypted and processed by a PCI-DSS compliant provider. IMPERVORA never stores your card details. Orders are dispatched from Phoenix, Arizona within 1-2 business days, and shipping is calculated at checkout so you see the exact cost before you pay. Returns are accepted within 30 days of delivery on unworn pieces in their original packaging; custom, engraved and personalised pieces, pierced earrings and final sale items are excluded.

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